Calculators

Determine Your Needs

Please find our helpful tool to guide you in your decision making process. 

MORTGAGE PAYMENT

PURCHASING POWER

QUALIFYING LOAN

RENT VS BUY

REFINANCE

15 vs 30 Year

3-2-1 BUYDOWN

Bi-weekly

Rent vs. Buy Calculator

See if its time to stop renting and buy a home.

Comparable rent

Monthly Rent

$

Renters Insurance (Monthly)

Home purchase

Home Purchase Price

$

Down Payment

$

Property Tax (Yearly)

$

Home Owners Insurance (Yearly)

$

new loan info

Loan Term (Yrs)

Interest Rate (%)

%

Estimate Settlement Costs

$

assumptions

Home Appreciation Rate

%

Expected Yrs. in Home

Selling Costs (%)

%

State + Federal Tax Rate

%
calculate

Changes detected, press calculate to update

After5 years, your total savings will be

$ 80,760*

(You save$26,142 in rent and tax savings, plus you gain$54,618 from the sale of your home)

Comparable rent

Monthly Rent

$

Renters Insurance (Monthly)

Home purchase

Home Purchase Price

$

Down Payment

$

Property Tax (Yearly)

$

Home Owners Insurance (Yearly)

$

new loan info

Loan Term (Yrs)

Interest Rate (%)

%

Estimate Settlement Costs

$

assumptions

Home Appreciation Rate

%

Expected Yrs. in Home

Selling Costs (%)

%

State + Federal Tax Rate

%
calculate

Changes detected, press calculate to update

After5 years, your total savings will be

$ 80,760*

(You save$26,142 in rent and tax savings, plus you gain$54,618 from the sale of your home)

Created with Highcharts 7.2.2Renting vs Buying025k50k75k100kHighcharts.com
After 5 years, your total savings are $80,760
( You save $26,142 in rent and tax savings, plus you gain $54,618 from the sale of your home )
Created with Highcharts 7.2.2RentingBuying050010001500Highcharts.com
Your monthly home payment is $1,272
compared to a monthly rent of $1,400
loading ...

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Conventional Payment example: If you choose a $250,000, 30 year loan at a fixed rate of 3.3% (APR 3.5%), with a loan-to-value of 80%, you would make 360 payments of $1,122.61. Payment stated does not include taxes and insurance, which will result in a higher payment.